Product Disclosure
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Product Disclosure
Product Disclosure
Last Updated 29/April/2025
Annuity Disclosures
General Disclosure
- Annuity guarantees are backed solely by the claims-paying ability and financial strength of the issuing insurance company.
- Annuities are designed for long-term retirement planning and may not be suitable for all investors.
- Withdrawals from annuity contracts may be subject to income taxes, and if taken prior to age 59½, may be subject to a 10% federal tax penalty.
- Annuities typically include surrender charges for withdrawals made during the surrender period.
- EZ Life Global offers insurance products and services through numerous insurance carriers.
Fixed Annuity Disclosures
- Fixed annuity rates are declared by the insurance company and are guaranteed for a specific period.
- After the initial guarantee period, renewal rates will be declared by the insurance company, subject to minimum guarantees stated in the contract.
- The minimum guaranteed interest rate will be disclosed in your annuity contract.
Indexed Annuity Disclosures
- Indexed annuities are not securities and are not investments in the stock market or any index.
- Participation rates, caps, and spreads are set by the insurance company and may change at the end of each index term, subject to minimum guarantees.
- Past performance of an index is not a guarantee of future results.
- Indexed annuity contracts typically do not directly participate in dividends that may be paid on the stocks comprising any index.
Contact Us
If you have questions about this Product Disclosure, please contact us at: Email: [email protected] Phone Us At: 310-598-5705 Visit Us At :61232 Cactus Springs Drive, La Quinta, CA 92253