Ez Life Global

Our Services

Home

services

Our Services

Fixed & Indexed Annuities

An annuity is a contract with an insurance company that offers guaranteed income for retirement. It’s a powerful tool for those looking to preserve capital, defer taxes, and create reliable, lifelong income streams. If you’re searching for safe retirement investments, you’re in the right place.

Fixed Annuities

Fixed annuities are ideal for those seeking predictability. You receive a fixed interest rate over a set period, making them strong annuity alternatives to CDs.

Indexed Annuities

Indexed annuities offer growth potential tied to a stock market index but with protection from losses. They are perfect if you're looking for a balance between growth and safety.

Fixed Annuities

Fixed annuities are ideal for those seeking predictability. You receive a fixed interest rate over a set period, making them strong annuity alternatives to CDs.

Benefits of Fixed Annuities

  • Principal-protected investment
  • Multi-year guaranteed annuity options
  • Tax-deferred annuity benefits
  • Ideal for conservative investors looking for retirement income strategies with low risk.

Best Use Case

You want stability, market downturn protection, and to avoid unnecessary risk during your retirement years.

Indexed Annuities

Indexed annuities offer growth potential tied to a stock market index but with protection from losses. They are perfect if you’re looking for a balance between growth and safety.

Benefits of Indexed Annuities

  • Potential to earn higher returns than fixed annuities
  • Lifetime income guarantee through optional income rider options
  • Zero market loss exposure
  • Flexible withdrawal and payout structures

Best Use Case

Those asking, “How do indexed annuities protect against market loss?” This is the answer. They’re built for individuals wanting growth and safety.

Comparison Between Fixed and Indexed Annuities

FeaturesFixed AnnuitiesIndexed Annuities
Principal Protection✅✅
Market Upside Potential❌✅
Rate Predictability✅(Depends on Index)
Tax-Deferred Growth✅✅
Income Rider OptionsSome PlansMost Plans
Ideal ScenarioFixed annuities vs. CDs comparisonBest annuities for guaranteed retirement income
Suitability Notice Product Disclosure

Testimonial

Our Client Success Stories

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

"Their exceptional service and dedication exceeded our expectations, highly recommended indeed!"
Daniel Gallego
Client
"Professional, knowledgeable, and trustworthy; they truly made a significant impact for us."
Ndemi Otieno
Client
"They completely transformed our financial situation, and we are thrilled!"
Rufus Stewart
Client
"Their reliable advice and excellent support have been invaluable to us."
Chad Gibbons
Client
"Their exceptional service and personalized solutions have earned our complete trust."
Helene Paquet
Client
"Thanks to their expertise and guidance, we saved money and stress."
Teddy Yu
Client
"Their professional team consistently delivers outstanding results; they truly excel."
Jamie Chastain
Client
"We've had a consistently great experience with them, always reliable."
Dani Martinez
Client
"Their top-notch service and exceptional support make them the clear choice."
Isabel Mercado
Client

Contact Us

Let’s Secure Your Retirement Together

Get expert insight on options like multi-year guaranteed annuity, income rider options, or converting 401k to annuity pros and cons.

Contact Us